Digitization of Stamp Duty in Pakistan is being realized through e stamp Punjab and e stamp Sindh both of which are online services created and maintained by the government of Punjab and Sindh to handle electronic registrations. The aim of these systems is to make the issuance of stamp papers be easy and secure while reducing the dependence on the physical stamp papers and to provide information about stamp papers and to prevent fraud. While both efforts are aimed towards digital transformation, there are significant differences in design, execution, UI, and operational efficiency.
This guideline is specifically about a comparison between e stamp Sindh and estamp Punjab and not about any other system, because both provinces have different systems.
Administrative Authority and Operational Control
The e stamping in Punjab was introduced with cooperation of the Punjab Information Technology Board (PITB) and is controlled by the Punjab Board of Revenue. The selection of PITB to create the portal was followed by its responsibility to maintain technical aspects and updates.
On the other hand e-stamp Sindh is managed by the Board of Revenue Sindh in collaboration with the Sindh Revenue Board (SRB) and National Institutional Facilitation Technologies (NIFT). There are more agencies to consult in Sindh and this affects the procedural process and levels of staff.
Key Difference:
e stamping in Punjab operates under a streamlined, single-tier governance model managed by PITB, whereas Sindh follows a more layered and complex structure involving multiple stakeholders in its implementation.
Platform Accessibility and User Interface
The interface of e stamp Punjab is so user-friendly that it is not possible to get stuck. The public and authorized vendors can easily navigate through it. The search and confirmation tools are advanced and hardly needs any information to confirm.
While E-Stamp Sindh also offers a web-based interface, its user experience is comparatively less intuitive and user-friendly.Frequently users complain about an even more technical structure and more complicated forms and procedures than on Punjab’s portal.
Key Difference:
E Stamp Punjab has much more user friendly and professional looking interface while E-Stamp Sindh might be more techy for some users.
Registration and Verification Process
Under estamp Punjab, people have to provide their CNIC, details of their property and its transaction value. The system will automatically compute the stamp duty payable and will produce an electronic challeng. Verification is carried out using QR codes and digital signatures embedded within the PDF document.
With e stamp Sindh you are required to perform a series of activities such as form filling, voucher generation, bank visit for deposit and subsequently, e-stamp printing from the portal. This can verified via certificate numbers or a manual cross-reference.
Key Difference:
e stamping in Punjab, on one hand, enables faster and complete automated verification and generation, on the other hand estamp Sindh still has manual services and bank dependence.
Payment Methods and Bank Integration
The e stamp punjab is arranged with bank such as Bank Of Punjab. Digital payment is commonly conducted through internet banking, ATM transfers or bank counters. The whole system is designed to reduce human interaction.
Under e stamp Sindh model a typical customer creates a payment voucher and then has to go to the bank “branches of Sindh Bank or National Bank of Pakistan. Sindh’s system has been instrumental in providing little hoard for online payments.
Key Difference:
Estamp Punjab is trekking along, adding facilities at least in principle to go digital (ease of doing business), but e-stamp Sindh is riding roughshod over you via physical bank bashing.
Stamp Duty Calculation Mechanism
The e stamp Punjab hosting is equipped with a live stamp duty calculator which works with pre-defined algorithms on per the locality of the property, kind of the document and the transaction amount. These rates are associated with district-level data, and produce quite precise duty amounts.
Some other companies also calculate stamp duty electronically such as E stamp Sindh, however, calculations are done with manually input values and there’s little integration with auto market rates data. This may occasionally lead to minor errors or typographical mistakes.
Key Difference:
e stamping in Punjab In comparison over equities is more automated and accurate due to the fetching of dynamic rates, SF or Sale Deed is still estimated manually but estamp Sindh is also estimated manually.
Legal Status and Acceptance
Stamp papers created by the e stamp Punjab is valid nationwide with its acceptance to all courts, registration authorities and the banks in the state of Punjab. But for sindh the process is newer and gets update time to time, there are institutions that may ask for manual verification.
Key Difference:
Both e stamping Punjab and Non Judicial Stamp paper are legally valid, but eStampPunjab is more institutionally acceptable, because of its maturity and large-scale adopted.
Vendor Involvement and Licensing
The estamp Punjab feature permits registered Stamp Vendors to work in the portal in generation of e-stamps for the customers. It is the province that licenses and monitors these vendors. Vendor participation is much limited in estamp Sindh. There is an increasing focus on individual use of the system. There may still be some intermediaries but they are not as structurally licensed and digitally integrated as in the Punjab.
Key Difference:
E stamp Punjab has a very organized vendor integration system, whereas e stamping Sindh is more user led and not so much vendor mediations.
Fraud Prevention and Security Features
E stamping Punjab comes with a number of strong security features such as encrypted certificates, QR code verification, and OTP based user validation. These actions contribute to a high level of fraud and misuse resistance. E stamp Sindh does have basic digital sec
Key Difference:
E stamp Punjab also offer more secure options for security and fraud prevention than e stamp Sindh.
Support and Customer Service
E stamp Punjab users will be able to avail of a Support Mechanism, consisting of PITB helplines, live chat, and helpdesk for technical or legal assistance. E stamp Sindh contact can help you whenever you catch yourself in trouble or have any question. But the network of support isn’t as large or as efficient as Punjab’s network.
Key Difference:
E stamp Punjab provides stronger and more responsive customer support structure and e stamping Sindh can work on improving it.
Technological Maturity and Upgrades
As the first province to adopt and introduce and e-stamping system in Pakistan, e stamp Punjab has had the most time to experiment, perfect, and tweak with its product. Ongoing upgrades and feedback from users chips away at that system. E stamp sindh is quite a new thing and constantly being updated. Though the fundamentals are sound, the system isn’t as developed technologically as its precursor at this point.
Key Difference:
E stamping Punjab has an established history over e stamp sindh, which is still being developed now.
Conclusion
Although both e stamp Punjab as well as e stamp Sindh work toward bringing stamp duty collection and issuance on board the digital road, there are clear differences in execution, user-friendliness, and technological usefulness. E stamp punjab leads with a better automated and user friendly platform. E stamp Sindh however, is improving gradually and still has some grey areas as far as improvements are concerned, pertaining to user interface, online payment integrations and customer support.
It is fundamental for users, lawyers and the govt of services to digital stamp in Pakistan those differences to understand. With the growth of each system, e stamp Punjab and e stamp Sindh will be at par with uniform level of accessibility, security and efficiency.
